The CSU Doctoral Incentive Program provides student loans to a limited number of individuals pursuing full-time doctoral degrees at accredited universities throughout the United States. After participants receive their doctoral degrees and obtain a qualifying instructional position in the CSU, a portion of their loan from this program will be forgiven every year.

Established in 1987, the CSU CDIP is the largest program of its kind in the United States. As of June 2012 the program has loaned $46 million to 1,965 doctoral students enrolled in universities throughout the nation, and 1,154 of these participants have successfully earned doctoral degrees. Among participants who have earned their doctoral degrees, 646 (56%) have subsequently obtained employment in CSU instructional faculty positions.

The purpose of the program is to increase the number of promising doctoral students who are interested in applying and competing for future CSU instructional faculty positions. The program seeks to accomplish this goal by providing financial aid in the form of loans to doctoral students with the motivation, skills, and experience needed to teach the diverse student body of the CSU.

Program Highlights

  • Loans of up to $10,000 per year up to a total of $30,000.
  • Loans obtained through the program are repayable over a 15-year period, commencing one year after completion of, or withdrawal from, full-time doctoral study.
  • If a participant applies, competes for, and is hired in a CSU instructional faculty position after completion of the doctoral degree, 20 percent of the loan will be forgiven for each year of full-time postdoctoral teaching employment in the CSU.
  • Part-time teaching in the CSU may also be considered for partial loan forgiveness, if the participant teaches at least half-time and has successfully completed the doctorate degree.

To learn more about the application process, visit CSU’s Website.